Free PDF , by Thomas Herold

Free PDF , by Thomas Herold

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, by Thomas Herold

Free PDF , by Thomas Herold

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Product details

File Size: 2442 KB

Print Length: 276 pages

Publication Date: April 15, 2018

Sold by: Amazon Digital Services LLC

Language: English

ASIN: B07CGCTDYC

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Amazon Best Sellers Rank:

#54,117 Paid in Kindle Store (See Top 100 Paid in Kindle Store)

Before I bought and read , I mentally pictured author Thomas Herold as a whistle blower warning the public of tricks being played on the people by governments and banks. (About this I was right, up to a point). I wanted to read what he had to say on his subject. As an aside, I had never heard of Mr. Herold before I came upon this book during a search for something to read.Early in the book the author calls attention to what he sees as a great inequity - one percent of the population controls fifty percent of all the wealth. He believes that the U.S. dollar is being destroyed and that the U.S. Federal Reserve (our central bank) is hiding that fact. (pg. 14). Mr. Herold states that it is his intent to show that our monetary system must be changed into one that creates wealth for everyone and not just the top one percent. (pg. 16).Next he writes a short history of money, debt and inflation that goes right on up to the credit card. Then he goes into HIS specifics of the "Destructive Results of the Current Monetary System." (pgs. 50-57). Included among them are moral decline, health decline and spiritual decline. The author also calls attention to "The Magic of Interest" and its benefits (?) to our banking system and its owners/investors. This reviewer found much interest in the author's money figures of the costs to the taxpayer of the 2008-2009 bank bailout. I suspect that other readers will too.Beginning with Chapter II Mr. Herold goes into considerable detail setting out his 21 methods by which the banking system and certain human failings "legally steal your money." He devotes just under 100 pages to this list. I found them to be informative and interesting. He caps it all off with his summary of our current monetary system, which summary can be disagreed with by reasonable persons.Next comes Chapter IV which encompasses Money and Wealth, especially wealth and it various forms. Readers might note that the author appears to have skipped Chapter III. However it soon becomes apparent that the book has two Chapter IVs. The 2nd Chap. IV goes into "Metaphysics" which includes discussions of such as "Separation vs. Oneness" and "From Fear to Love." All I can say about that is, some will find value in it and others won't. I admit that it didn't mean a lot to this reviewer.The last Chapter, (V), speaks of the future, including topics like "Universal Basic Income," and technology including crypto-currencies and bitcoins.On pgs. 261-263 is the author's "Afterword." It contains some of his thoughts pertaining to money, connectedness, and societal unfairness.My Own Perceptions. This is not at all a bad book. Readers are likely to find value in it, but might disagree on which parts are valuable. I believe that Mr. Herold is sincere in his beliefs. HOWEVER, what will cause some readers to deny that this could ever be viewed as a serious work are: The errors in spelling and punctuation. There are places where the author uses "cooperation" when I suspect that he might mean "corporation." And as already mentioned there are errors in the numbering of chapters. I am sorry that better editing and advice seem not to have been available to the author. In my opinion this could have been a better book with more attention to detail and content. (Of course the same could be said about many books that have been published).

In this book, The Money Deception, the author, Mr. Thomas Herold, raises the red flag ; He is alarmed by what is going on in our financial system which he thinks is on the verge of collapsing. Although the focus is mostly on the US the repercussions are worldwide; after all, the USA is now the dominant economic force affecting the entire world .The author is perhaps justified in declaring this warning, The financial meltdown of 2008 is still fresh in our minds, and to the author it was only the tip of the iceberg. But what other indicators are there to justify his fears? The US huge debt is a major worry especially when we discover that the Government pays in excess of $400 billion in interest on the debt - every year !! It is clear that the Government cannot go on paying such astounding amounts indefinitely. In the wake of the 2008 crisis, to save itself from bankruptcy, the US paid leading banks in excess of $16 trillion - the biggest bailout ever! This itself had a huge impact on the overall debt burden.This author (who has written ten books on finance) believes there is something desperately wrong with the current financial system. Inequality, for instance, is now greater than ever before; 82% of the wealth generated last year went to the richest 1% of the global population !! One percent of the population now controls 50% of all wealth. To add insult to injury, 23% of people over 65 live in poverty, and around 80% of those who reached retirement age say they cannot afford to retire. This is not only shocking but shameful and outright disturbing. The economic system is dangerously close to collapsing and the general public is hardly aware of it.While the author bemoans this current US system and how it is manipulated by government and banks to the disadvantage of the average citizen, he struggles to suggest better solutions for the future. The Bitcoin system, which does not require a central bank or government control, is given serious consideration. The Universal Basic Income (UBI) where a fixed salary is given to every citizen to reduce poverty and increase equality is suggested but has recently been tested in Switzerland and rejected. Other systems were also considered but seemed too far fetched for practical applications . It seems obvious that changing the current financial protocols will be a major undertaking which will take years of planning, testing and trials.(Note: Sadly, this book is riddled with spelling as well as grammatical mistakes which can be distracting).Fuad R Qubein.Apr. 2018

I’ve been taking an investors class and have been someone on a financial info binge. I feel this book is written in a way so that the average hard working citizen can understand how our Govt and banking institutions operate. We always speculate & hear stories but to see it visually broken down into valid points & arguments was very eye opening.Prior to reading this book I had just had a conversation with a colleague about how we will never be millionaires working a 9-5 and we have to plan for retirement right nowwhen we still have 30 or so years. What about what we need right now at the moment?I also got more than I expected when the author touched on our outdated educational system that does little to prepare graduates for financial freedom. In fact you actually start off in debt from college. Crazy. It’s all one big ponzu scheme.There were some grammatical errors which should be revised and reprinted as I believe this is an excellent book.

This books spits out a lot of truths that many unaware people would find very depressing. The author exposes a lot of facts pertaining to our monetary system, such as the Federal Reserve, over which we have absolutely no control. It is what it is. But you do have the ability to change your status. You do have the ability to improve your life. But do you have the desire? Do you have the drive and ambition? Half the battle of life is know what the rules are for any given situation. This book will expose rules that are in place, rules which you will not be able to change, whether you find them palatable or not. Don't waste your time applying emotion to what is being offered. Learn how to use what is being offered to better your life.

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Filed Under: Ebooks on Rabu, 14 September 2011